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Basic insurance, a product designed for you, renting a car abroad in Spain, Malaga. With this type of insurance you will get basic coverage on your rental car insurance, so do not have to worry about anything.

This basic coverage includes liability compulsory insurance and liability insurance, and other liabilities arising out of the rented vehicle. If the car catches fire or any damage that occurs during the rental or derived by the car rental in Spain.

You’ll see that no other car rental company in Malaga offers more coverage for the cheapest price on the market.

If you are looking for an insurance policy that offers guarantees on their car hire just found. Your rental car insurance with Generali Insurance is especially tourists and you do not have to worry about anything.

We offer the most comprehensive basic insurance:

  • Mandatory Liability
  • Voluntary Party Liablity
  • Responsibility for the vehicle on fire
  • Civil liability caused by the load
  • Legal defense
  • Bail Bonds
  • Help with personal injury claims
  • Help with Claims for property damage
  • Legal Assistance for Traffic Management and Road Safety Offences
  • Personal accident cover for the driver and passengers: death, permanent disability and medical care due to an accident
  • 24h road assistance with charge, See prices
  • Additional driver 3 € per day, maximum 80 € with contract or 30 days.
  • Only available for over 25 years
  • 1rentacar don´t charge for refuelling service


What is Excess?

Quite simply, if you hire a car and it gets damaged or stolen, the ‘Excess’ is the amount of money that you have to pay in the event of an insurance claim. Other terms for ‘excess’ include: super collision damage waiver (Super CDW), deductible and Non Waiver.

What is Excess Insurance?

Excess insurance is an additional policy, which protects you from the ‘excess’ costs you would otherwise have to pay if your hire car gets damaged or stolen.

Here’s an example: Let’s say your hire car is involved in a collision and it costs 2,000€ to repair the damage. Under the terms of your car rental agreement, you have to pay an ‘excess’ of 500€ to the car rental company, and the insurance company pays the rest of the repair costs (1.500€). If, however, you don’t have – ‘excess insurance’ – you must to pay the 2000€.

But why would I have to pay an ‘excess’ if insurance is included in the price of my car hire? Well it might seem strange, but the basic insurance, doesn’t give you the full protection you might need. It only reduces the amount you must pay if your hire car gets damaged or stolen, and some parts of the car are not covered by the insurance at all.

The amount of excess you are liable for on the group your car hire, and this varies between the category of car rental. Typically, excess charges are between 200€ and 750€. The same amount of deposit.

In most cases, you would need to buy ‘extra’ insurance to cover other vulnerable parts of the car.

IMPORTANT, this insurance coverage is the same as in the mode total insurance but in this case the customer has to pay an amount in case the car is damaged.

  • FREE road assistance.
  • 1rentacar don´t charge for refuelling service

If you don’t like this model of insurance, you should reserve with total insurance.


The total insurance offers the best optional covers for your rental car insurance. Complete your reserve rental car insurance with total cover, by customizing the reserve according to your needs.

Add to your rent a car: coverage against vandalism damage, breakage of glass, theft or damage caused by traffic accidents.

Total coverage allows us to satisfy our most demanding customers when they hire the services of our rental car company. Our policies for tourist in Malaga aim to live up to your expectations. Trust in HireCar-Malaga, it’s sure leave your worries in our hands. As you can see, we have one of the broadest covers of car insurers in the market.

We insure your rental car with full coverage for your full tranquillity. That is why we have been renting cars in Malaga airport for the last 10 years.

We offer you the most comprehensive total insurance:

  • Own Damage
  • Fall or overturning of the vehicle, collision with other vehicles or with any other moving or stationary object.
  • The collapse of bridges or roadways or land.
  • Malicious damage.
  • Accidents caused by defective material or building defects.
  • Damage to tyres.
  • Windscreen breakage.
  • Damage to the insured vehicle caused by fire.
  • Theft of the Insured Vehicle.
  • 15% discount for contracts of more than 1 month
  •  Included safe throughout Spain and Portugal
  • Changing vehicle on the same day
  •  +20% for under 25 years.
  • 1rentacar don´t charge for refuelling service


If you want to hire insurance policy with total coverage for your rent a car in Malaga don’t think twice. You will find out that we offer the best coverage at minimum price.